← The Stack
§ The Stack · POS & Payments

POS & Payments

Point-of-sale, in-person and online payment processing.

01

Square POS

Featured

POS + payments for retail / restaurants / services

Hardware + software. Card-present transactions, online ordering, gift cards, payroll, basic inventory.

Mainline take

The right starting point for any operator under $1M ARR. The Square ecosystem is sticky — start cheap, you'll likely upgrade within Square rather than leave.

Free (2.6% + 10¢/transaction)
Visit Square POS
02

Toast

POS built for full-service restaurants

Restaurant-specific. Tableside ordering, kitchen display, payroll, online ordering, loyalty.

Mainline take

The category winner for restaurants. Worth the premium over Square if you have servers and a real kitchen.

$0 hardware deal; processing 2.49%+
Visit Toast
03

Clover

POS for retail with strong inventory

Counter and mobile hardware, robust inventory features, app marketplace.

Mainline take

Stronger inventory than Square; weaker support. Pick it if you sell physical SKUs.

From $14.95/mo + 2.6%
Visit Clover

Some links on this page are affiliate links. We disclose this on every Stack page. Picks don't change based on payout.